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Annabella was the daughter of Alexander Mackenzie II and Ann Mackenzie, of Lochend, Lochbroom.
Annabella married John Maciver, of Old North Tolsta Tack. The couple settled in Old North Tolsta Tack and had six children: four boys and two girls. Annabella was widowed between 1787 and 1791. In 1791 she is listed as the tenant of the Tolsta Tacks.
By 1807 the tenancy of the Tolsta Tacks had passed to her son-in-law, Kenneth Maciver; it is not clear if this was due to Annabella's death or for another reason.