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Finlay (1879-1959) was a son of John Smith and Ann Kennedy, 19a Cromore.
In Lochs, in 1907, he married Isobel Macleod, 15 Cromore. Finlay and Isabella settled at 15 Cromore and they had four children.
Finlay was widowed in 1916 and in Stornoway, in 1919, he married Mary Macleod, 24 Cromore. Finlay and Mary had six children.
He ran a shop on this croft which still stands at the end of the old house. He also bought the first lorry in Cromore which arrived in the village by boat as the roads around Loch Erisort were not completed at that time.