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Margaret (born 1877) was the daughter of Alexander Graham and Margaret Macrae; it is not known where the family were living at the time of her birth. Her mother was from 33 Back and her father from 22 Coll.
In 1888 the family obtained 71 Coll, as a newly lotted croft.
Margaret married Murdo Smith, of 65 North Tolsta, and the couple settled at 75 North Tolsta.