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Finlay, the second Finlay in this family, was born in 1913 to Finlay and Peggy nee Macinnes of 7 Breaclete (his father had died before his birth). During WW2 he was a C.P.O. in the Royal Naval Reserve and was a survivor from "H.M.S. Rutlandshire". He married Kate Anna Macdonald from 24 Valasay and had four of a family.